How to do emergency roof repairs

Damaged and missing shingles

Roofing emergency services

No matter what company you have your home insured with, no matter what level of coverage you have, you may need to do your own emergency roof repair when damages happen unexpectedly. Such as a hailstorm or high winds rips part of the roof off your home, or a tree falls on it, busting a hole in it. There are times you need an emergency roof repair kit. 

Insurance companies can’t always be “right there” for you. They have procedures and processes to go through, and if the damaged happened during a widespread storm, they may have several other homeowners and claims to work. Even if they offer a 24-hour emergency roof repair service, the rains, and other elements can still come through where the roof used to be. This is when every home should be furnished with emergency roof repair supplies, and every homeowner should have some level of emergency roof repair how to the affected area.  

Is a leaking roof an emergency?

Regardless of the weather, your home can experience a roof leak, and it is never a good thing. When it becomes a major emergency, it is during a hailstorm, a heavy rainstorm, and/or high winds. Regrettably, roof leaks seem to happen during rainy, stormy weather most of the time. It is also when roofing contractors are their busiest with emergency roof repair jobs.

How do you temporarily fix a leaky roof?

There is never a good time for a roof leak, but one of the worst times it can happen is when it’s raining, or on a non-business day like a holiday or weekend, just like when the HVAC system quits working. Fortunately, you can do the following steps for a fast and inexpensive emergency roof repair that will temporarily until the insurance adjustor and roofing contractor arrives:

  • For holes and missing roofing area, you’ll need to purchase one or more plastic outdoor tarps, depending on how large of an area is leaking. Place the tarp over the affected area and pull it tightly on the roof, smoothing it out then nail the edges down. Smear roofing cement over the nail heads to seal the holes.
  • For curled shingles, using a heat gun to soften and straighten them, then using roofing cement to glue them down.
  • For loose shingles, slide them under the edge of the row above, the using 6d galvanized nails, hammer them down. Using roofing cement, cover the nail heads.
  • Additionally, you can apply roofing cement over any cracked or worn joints and shingles.  For emergency roof repair flashing, plug any corroded areas or small holes with roofing cement at a 3/4 inch in diameter.  

Remember these are emergency roof repair steps and should not be considered a permanent fix. As soon as possible, you should have a licensed roofer to do a proper repair or replacement.

Can I fix a roof leak from inside?

After you have found the leak, you can make a temporary emergency roof repair with a sheet of plywood roofing tar.  Spread the roofing tar over the leak with a putty knife then nail the plywood to the area around the leak. Once it has stopped raining and, in the daylight, revisit the leaking area from the outside and using the utility knife, spread roofing tar over the area.

Is a leaking roof covered by insurance?

Most homeowner’s insurance policy cover roof leaks caused by a natural cause or peril, unless there is an exclusion against flood, hail, or wind. Every homeowner should review their policy and clarify with their agent what their coverage offers. If a roof leak is due to homeowner neglect or general wear and tear typically won’t be covered.

damage to a ceiling

What kind of roof damage is covered by insurance?

A roof damaged by fire, hail, heavy winds, or ice/snow buildup is covered by most homeowner insurance policies. Small leaks that weren’t caused by homeowner neglect are covered. Many insurance companies create policy limit coverages to a roof less than 20 years old. company will likely deny your claim. They may offer a separate hail and wind coverage. Again, these are things you need to verify within your policy or check with your insurance agent. 

Roof leaks will happen at an inconvenient time, causing anxiety and panic for any homeowner. It is important to keep calm, be patient, and contact your insurance company as soon as possible. Then take the steps we’ve described here to make temporary emergency roof repair, then contact a licensed, reputable roofing contractor.

Some insurance companies will have a list of contractors to recommend. You want to make sure they are certified, licensed and experienced, with a strong reputation. While you want your roof repaired and life back to normal as quickly as possible, don’t take the first contractor you connect with. You don’ want to exchange a quick turnaround for quality workmanship. For emergency roofing service in Colorado Springs, CO, call (719) 368-7654 today for Reynolds Roofing Systems!